THIS WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a sharp decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly relying to virtual channels for their financial needs. This shift has caused to a reduction in branch openings, and many institutions are consolidating existing branches to optimize c

Free cash flow (FCF) represents a crucial metric for investors and business leaders alike. It illustrates the real cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can indicate a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and optimall